Maryland Down Payment Assistance
Get Up to $25,000 Toward Your New Home

Grants: Community, state, and federal grants are available depending on your purchase location. These funds can be used for your down payment and/or closing costs and are forgiven either immediately or over time.

Deferred Loans: Receive up to 5% of the purchase price as a deferred loan. These funds can be used for your down payment or closing costs and are interest-free. Additionally, you do not have to make monthly payments to pay back the loan you received, however, you would be required to pay back these funds if you decide to refinance your original mortgage or sell the home.

Repayable Loans: Obtain up to 5% of the purchase price as a repayable loan. These funds can be applied to your down payment or closing costs and are paid back monthly as part of your mortgage payment.   This is a great option for clients that do not qualify for other programs.

We can combine our down payment and closing cost assistance programs with may types of loans such as FHA, Conventional, USDA, and Veteran loans 

We’ve partnered with various local, state, and federal programs to assist as many homebuyers as possible. Because each person’s situation is unique, a brief consultation with our loan officer will help determine which programs you qualify for. Eligibility depends on factors like credit scores, individual and household income levels, the location of the home, and other specific criteria.

Yes, the funds you receive can typically be used for either your down payment or closing costs, depending on the specific loan program.   

We have programs for both first time and repeat homebuyers.

Aside from your traditional closing costs needed to purchase a home, there is absolutely no cost or obligation to inquire about or apply for down payment assistance.  Additionally, we never charge you anything out of pocket for our services.  We only get paid if you purchase a home, and best of all, we get paid by a third party.   This aligns your goals of homeownership with our goal of helping you get there.